Terms & Condition

Terms & Condition

These Terms & Conditions govern access to and use of the website mytalkindia.com (“Website”), operated by DB Corp Ltd (“we”, “us”, “our”). 
By accessing or using this Website, you agree to be bound by these Terms.

1. Eligibility & Access
   Access to and use of this Website and the services made available are restricted to permanent residents of India who are capable of forming legally binding contracts under the Indian Contract Act, 1872.
   Any unauthorized use of this Website is strictly prohibited.
   
   
2. Informational Purpose Only
   All content on this Website, including text, graphics, images, and other materials, is provided for informational purposes only.
   Nothing on this Website should be considered or used as a substitute for professional medical, psychological, or mental health advice. We do not warrant that the information or services provided are effective, accurate, complete, or final.
   
   
3. No Replacement for Professional Care
   Online or telephone-based therapy, counselling, or coaching offered or referenced on this Website is not a replacement for in-person clinical counselling.
   We shall not be responsible for any actions taken by users based on information obtained from this Website.
   You should never disregard advice from parents, guardians, or qualified professionals, nor delay seeking such advice because of content found on this Website or elsewhere on the Internet.
   
   
4. Use by Minors & Parental Consent
   By using this Website, you represent and acknowledge that you are using it with the consent of your parent or legal guardian, and that such consent has been duly obtained.
   If you are a parent or legal guardian of a minor, you agree to:
   1.Bind the minor to these Terms
   2. Be bound by these Terms yourself
   3. Fully indemnify and hold us harmless for any breach by the minor
   4. You are solely responsible for:
   • the online conduct of the minor
   • monitoring the minor’s access and usage
   • the consequences of any use of the Website by the minor
     
     
5. Changes to Terms
   When you use any service provided through this Website, you shall be subject to all applicable rules, guidelines, policies, and conditions related to that service.
   We reserve the right to modify, add, or remove portions of these Terms at any time, without prior notice.
   Your continued use of the Website after changes are posted constitutes acceptance of the revised Terms.
   
   
6. Free Access
   Access to and use of this Website and its services are free of cost.
   Any content requesting payment, financial details, or sensitive personal information is unauthorized, illegal, and should be ignored.
   
   
7. Website Availability & Disclaimer
   This Website and all services are provided on an “as is” and “as available” basis, without warranties of any kind, express or implied.
   We do not guarantee uninterrupted access or availability of the Website at all times.
   
   
8. Limitation of Liability
   We shall not be liable for any loss or damage arising from:
   • Use or inability to use the Website
   • Reliance on Website content
   • Technical issues, server failures, or data loss
   • We do not warrant that the Website, servers, or electronic communications are free from viruses or harmful components.
     
     
9. User Submissions & Conduct
   The Website may allow users to upload content (“Submissions”). By uploading content, you agree to follow rules of netiquette and not to:
   • Interfere with Website functionality
   • Upload unlawful, abusive, defamatory, obscene, or misleading content
   • Infringe intellectual property or privacy rights
   • Harvest personal data of other users
   • Create false identities or manipulate message origins
   • Promote hate, violence, exploitation, or illegal activities
   • Upload malicious software or harmful code
   • Post spam, advertisements, or commercial solicitations
   • We reserve the right to review, edit, remove, or refuse any Submission at our sole discretion and assume no responsibility for user-generated content.
     
     
10. Intellectual Property
    All Website content (excluding user-generated content), including text, graphics, videos, software, logos, and trademarks (“Website Content”), is owned by or licensed to DB Corp Ltd and protected under applicable intellectual property laws.
    Website Content is provided for personal, non-commercial use only and may not be copied, reproduced, or distributed without prior written permission.
    
    
11. Third-Party Helplines & Apps
    We do not own, operate, or control any helpline numbers or apps listed on this Website.
    These are provided for referral purposes only, without endorsement or guarantee.
    We disclaim all liability for any damages arising from interactions with such third-party services.
    Third-Party Websites & Links
    The Website may contain links to third-party websites or apps for convenience only.
    We do not endorse or assume responsibility for third-party content, services, or consequences arising from their use.
    Accessing such platforms is subject to their own terms and policies.
    
    
12. Indemnification
    You agree to indemnify and hold harmless the Website, DB Corp Ltd, its affiliates, officers, directors, employees, and agents from any claims, damages, penalties, or legal expenses arising from:
    Your breach of these Terms
    Violation of laws or third-party rights
    
    
13. Governing Law & Jurisdiction
    These Terms shall be governed by and interpreted in accordance with the laws of India.
    All disputes shall be subject to the exclusive jurisdiction of courts in Mumbai.