Terms & Condition
These Terms & Conditions govern access to and use of the website mytalkindia.com (“Website”), operated by DB Corp Ltd (“we”, “us”, “our”).
By accessing or using this Website, you agree to be bound by these Terms.
1. Eligibility & Access
Access to and use of this Website and the services made available are restricted to permanent residents of India who are capable of forming legally binding contracts under the Indian Contract Act, 1872. If you are using the Website on behalf of an organisation or another person, you represent that you havethe authority to do so.
Any unauthorized use of this Website is strictly prohibited.
2. Informational Purpose Only
All content on this Website, including text, graphics, images, and other materials, is provided for informational and well-being support purposes only.
Nothing on this Website should be considered or used as a substitute for professional medical, psychological, mental health, or legal advice. We do not warrant that the information or services provided are effective, accurate, complete, up‑to‑dat,e or suitable for your personal circumstances. You should consult a qualified professional for diagnosis or treatment.
3. No Replacement for Professional Care
Online or telephone-based therapy, counselling, or coaching offered or referenced on this Website is not a replacement for in-person clinical counselling.
Use of content or services on this Website does not create a clinician–patient or therapist–client relationship between you and DB Corp Ltd or any of our staff, volunteers or listed providers. We shall not be responsible for any actions taken by users based on information obtained from this Website.
You should never disregard advice from parents, guardians, or qualified professionals, nor delay seeking such advice because of content found on this Website or elsewhere on the Internet.
4. Use by Minors & Parental Consent
By using this Website, you represent and warrant that:
(a) you are at least 18 years old; or
(b) if you are under 18, you are using this Website with the express consent of a parent or legal guardian and the parent/legal guardian has read and agreed to these Terms on the minor’s behalf.
If you are a parent or legal guardian of a minor, you agree to:
i. Bind the minor to these Terms
ii. be responsible for the minor’s use of the Website, and
iii. Fully indemnify and hold us harmless for any breach by the minor
You are solely responsible for:
(i) the online conduct of the minor;
(ii) monitoring the minor’s access and usage; and
(iii) the consequences of any use of the Website by the minor
5. Changes to Terms
When you use any service provided through this Website, you shall be subject to all applicable rules, guidelines, policies, and conditions related to that service.
We reserve the right to modify, add, or remove portions of these Terms at any time, without prior notice.
Your continued use of the Website after changes are posted constitutes acceptance of the revised Terms.
6. Free Access
Access to and use of this Website and its basic informational services are free of cost.
Any content requesting payment, financial details, or sensitive personal information is unauthorized and illegal; please ignore it and report it to us.
7. Website Availability & Disclaimer
This Website and all services are provided on an “as is” and “as available” basis, without warranties of any kind, express or implied.
We do not guarantee uninterrupted access or availability of the Website at all times. We disclaim all implied warranties to the maximum extent permitted by law
8. Limitation of Liability
To the maximum extent permitted by applicable law, DB Corp Ltd and its affiliates shall not be liable for any indirect, incidental, consequential, special, exemplary or punitive damages arising out of or in connection with use of the Website. We shall not be liable for any loss or damage arising from:
Use or inability to use the Website
Reliance on Website content
Technical issues, server failures, or data loss
We do not warrant that the Website, servers, or electronic communications are free from viruses or harmful components.
9. User Submissions & Conduct
The Website may allow users to upload content (“Submissions”). By uploading content, you agree to follow rules of netiquette and not to:
Interfere with Website functionality
Upload unlawful, abusive, defamatory, obscene, or misleading content
Infringe intellectual property or privacy rights
Harvest personal data of other users
Create false identities or manipulate message origins
Promote hate, violence, exploitation, or illegal activities
Upload malicious software or harmful code
Post spam, advertisements, or commercial solicitations
We moderate Submissions and reserve the right to remove, edit or refuse any Submission at our sole discretion. We do not assume any responsibility or liability for Submissions. We reserve the right to review, edit, remove, or refuse any Submission at our sole discretion and assume no responsibility for user-generated content.
If we reasonably believe a Submission indicates a serious risk of imminent harm to any person (including suicidal intent), or involves child sexual abuse material, terrorism, or other criminal activity, we may disclose relevant user information to law enforcement or other competent authorities without prior notice to the user, to the extent required by law.
10. Intellectual Property
All Website content (excluding user-generated content), including text, graphics, videos, software, logos, and trademarks (“Website Content”), is owned by or licensed to DB Corp Ltd and protected under applicable intellectual property laws.
Website Content is provided for personal, non-commercial use only and may not be copied, reproduced, or distributed without prior written permission.
By submitting content you grant DB Corp Ltd a non‑exclusive, worldwide, royalty‑free, sublicensable licence to use, reproduce, modify, publish, translate and distribute such content for operating, promoting and improving the Website, subject to our Privacy Policy
11. Third-Party Helplines & Apps
We do not own, operate, or control any helpline numbers or apps listed on this Website.
These are provided for referral purposes only and do not constitute endorsement or guarantee.
We disclaim all liability for any damages arising from interactions with such third-party services.
12. Third-Party Websites & Links
The Website may contain links to third-party websites or apps for convenience only.
We do not endorse or assume responsibility for third-party content, services, or consequences arising from their use.
Accessing such platforms is subject to their own risk, terms and policies.
13. Indemnification
You agree to indemnify and hold harmless the Website, DB Corp Ltd, its affiliates, officers, directors, employees, and agents from any claims, damages, penalties, losses, liabilities and expenses (including reasonable legal fees), arising out of or relating to::
i. Your breach of these Terms
ii. Your Violation of applicable laws or third-party rights
iii. Your submissions
14. Governing Law & Jurisdiction
These Terms shall be governed by and interpreted in accordance with the laws of India.
All disputes shall be subject to the exclusive jurisdiction of courts in Mumbai, India, subject to applicable mandatory rules.
15. Emergency & Suicide Notice
This Website is NOT an emergency service and does NOT provide immediate crisis support. If you are in immediate danger, experiencing suicidal thoughts or at risk of harming yourself or others, call local emergency services or the relevant national helpline immediately. Do NOT rely on this Website in an emergency.